credit risk norms

IDENTIFICATION AND ASSESSMENT OF CREDIT RISK OF COMMERCIAL BANKS

The essence and types of credit risks of commercial banks are described in the article.
The main factors of credit risk by types of credit risks are presented. Particular attention is
paid to individual and portfolio credit risk. The types of active operations on which determine
the credit risk are defined.
The dynamics of credit risk norms of the Ukrainian banking system over the last ten
years has been analysed. In the most acute phases of both financial crises that occurred during