banks

 Abstract. The article is devoted to the study of legal regulation of settlement operations in the banking sphere of Ukraine. The current state of the economy and its financial components, at a time when our state is under an aggressive military attack by the Russian Federation and the introduction of martial law in Ukraine in connection with this, necessitates a meticulous attitude to certain industries and spheres of society's life.

The article examines the budgeting mechanism of banks’ financial activities in the context of international economic relations. The essence of financial planning of banking activity, as well as its role in the bank management system, is substantiated. The method of bank budgeting was considered. Recommendations for the implementation of modern automated information and analytical budgeting systems in the bank, used in foreign practice, are proposed.

The paper describes the changes of potential customers' language priorities in multilingual societies at the example of Ukraine. The case of Ukraine is interesting because of sharp changes in customers' attitude to other countries. It makes huge influence on customer behavior while buying goods: customers pay much more attention on the country of product origin.