retail crediting

Прогнозування ризиків кредитування фізичних осіб за математичними моделями

In the Paper modern approaches to mathematical modeling of retail crediting process have been considered. The necessity to construct specialized decision support systems on the basis of system analysis principles in crediting potential clients was recognized. Advantages of such systems are possibilities to implement effective preliminary data processing, use several alternative methods to estimate clients’ status and set of quality criteria on each stage of data analysis.