credit

In the legal science and in public life, attention is growing to the emerging problems in
the sphere of consumer lending. At the same time, the changes occurring in the country during
the formation of a market economy have revealed the need for a review of the legal regulation
of credit relations, since the ongoing modernization of civil legislation regulating consumer
crediting in one way or another does not ensure the elimination of existing contradictions, as
evidenced by judicial practice.

Purpose. Periodic prolonging of the moratorium on sale of agricultural lands does not solve the basic problem of land reform – free circulation of land in order to improve welfare of the population, increasing of social and econom-ic development of territories through the development of new economic, financial and credit inter-farm linkages and mechanisms. Certain prerequisites of land market functioning, defining its function before this should be formed on the legislative and regulatory framework.