банківська система

The financial stability of the banking system is a key factor that ensures the functioning of economic systems in conditions of external disturbances of various natures and prevents financial and economic crises of various scales. The article sets the following research tasks: to calculate the integral indicator of the financial stability of the banking system of Ukraine and evaluate its dynamics for the period 2020-2023; characterize the main methods and levers that ensured the preservation of the financial stability of the banking system in conditions of external disturbances.

The article clarifies the issue of legal regulation of financial relations during martial law in Ukraine. Changes in the powers of the Cabinet of Ministers of Ukraine, the Minister of Finance of Ukraine, the State Treasury Service of Ukraine, the National Bank of Ukraine, the Supreme Commander-in-Chief of the Armed Forces of Ukraine, military administrations, and local bodies during this period were considered.

An organizational and financial mechanism for ensuring the financial and economic security of a commercial bank is proposed, which, in real time and in situations that cannot be controlled using traditional methods, will minimize potential risks and change the internal institutional environment, positively affecting the financial and economic security of the country’s banking system.

The essence and types of credit risks of commercial banks are described in the article.
The main factors of credit risk by types of credit risks are presented. Particular attention is
paid to individual and portfolio credit risk. The types of active operations on which determine
the credit risk are defined.
The dynamics of credit risk norms of the Ukrainian banking system over the last ten
years has been analysed. In the most acute phases of both financial crises that occurred during